Dental Insurance Plans We Accept
We accept all dental insurance plans that allow you to select a
dentist of your choice. Most traditional indemnity and PPO dental
insurance plans allow you this freedom. Our office participates in
several popular PPO dental plans. We do not accept HMO,
Medicare, or Medicaid dental insurance coverage at this time. If you
are interested in becoming a patient and wondering if we can work with
your dental insurance, please don't hesitate to contact us.
How Our Office Helps With Your Dental Insurance
We understand that dental insurance can
be confusing. We will assist you with your dental insurance by
contacting the insurance company to obtain benefit and coverage
information. In most instances, we will require your social security
number, date of birth, and employer name to perform this courtesy. At
your first visit, we will do our best to provide a summary of your
benefits and answer any questions you may have.
We will also help you process your insurance claims
as an extended courtesy. Please
note, that some insurance companies will not allow us to process
claims on your behalf. In such cases, we will assist you through the
process to the best of our ability.
If insurance does not pay within ninety
(90) days, our office reserves the right to request payment in full
for services rendered from you and let you collect the insurance funds
that are due to you. This rarely occurs, but it's important that you
recognize dental insurance is a contract between you and your
insurance company. Patricia M. Wong, DDS is not and cannot be part of
this legal contract. Ultimately, you are responsible for all charges
incurred for dental care services rendered.
Facts About Dental Insurance
disease, which can be both unpredictable and catastrophic, most dental
ailments are preventable. With regular visits to the dentist, problems
can be diagnosed early and treated. That keeps the costs of dental
care much lower than those of medical care.
Medical insurance is
designed primarily to cover the costs of diagnosing, treating and
curing serious illnesses. Dental insurance works differently. Most
dental coverage is designed to ensure that the patient receives
regular preventive care. Because most dental disease is preventable,
dental benefits plans are structured to encourage patients to get the
regular, routine care so vital to preventing and diagnosing the onset
of serious disease. In fact, most dental benefits plans require
patients to assume a greater portion of the costs for treatment of
dental disease than for preventive procedures.
The following are facts about dental insurance.
- Your insurance plan is a contract between your employer and the
insurance company. All patients are financially responsible for
their accounts. The insurance company is responsible to the patient.
Specific questions should be directed to your insurance carrier or
No insurance plan covers all dental
expenses. Some companies pay fixed allowances for certain procedures
and others pay a percentage of the charge. It is the patient's
responsibility to pay any deductible amount, co-payment, or any
other balance not paid for by their insurance company.
The benefits the patient receives is
determined by how much the employer pays for the plan. The less
expensive the plan, the fewer the benefits.